The US government — either through commercial insurance companies or self insurance — shouold be providing a free term life insurance policy to those individuals (doctors, nurses, other healthcare professionals, facilities maintence workers, ambulance drivers, paraprofessionals, other) who die from COVID because of providing services to others with COVID. The cost of such policies is not high because they are for terms, not for a lifetime, and can be restricted to deaths caused by COVID directly or indirectly.
The people who unselfishly protect you andd your family from COVID today should be assured that the people of the United States will aid their families if they die while performing these services.
Anything less is just plain unfair.
I’d suggest a total of $3,000,000 OR MORE paid over 10 years from the time of the death. I’d also suggest that the payment for each person eligible (whether doctor or nurse or technician or facilities workers or ambulance drivers or teacher or other eligible individuals) should be the same.
Coverage should be retroactive for those who have already died before this policy is adopted.
We have a responsibility to insure that the families of our COVID-related workers are not destroyed as a result of taking care of the rest of us.